This modernized architecture offered accurate and integrated credit scoring with a high degree of automation. With this capability, analysts could run deals with different components quickly, unlike in the earlier solution that was completely distributed and was time-consuming. The new model also offered accurate audit capabilities as it was configured to log every transaction and calculation, and sync with the central warehouse. Credit models could now be imported directly into the decision hub for risk scoring, and this eliminated the cost of rework associated with coding.The legacy solution did not provide any visibility to the business and IT teams. The current solution being on a Strategy Canvas provided excellent visualization for business and IT teams that enabled collaboration in real-time to make business decisions.Virtusa’s solution is a first of its kind in the Asia Pacific region, where a credit risk solution was implemented using Pega CDH.