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Senior Business Analyst SEPA
Job description
Senior Business Analyst – Payments & Digital Channels
Location: Spain | Hybrid Model
Company: Virtusa
About Virtusa
Virtusa is a global IT consulting and engineering-first company that partners with leading banks and financial institutions to deliver large-scale digital transformation. Known for its collaborative culture, strong work–life balance, and focus on innovation, Virtusa empowers professionals to work on complex, high-impact programs while continuing to grow their careers.
About the Role
This is a unique opportunity to join a high-impact transformation team driving large-scale digital and payments modernization initiatives for Tier-1 global corporate banks.
We are looking for a Senior Business Analyst with deep expertise in digital banking channels, international payments, corporate cash management, and payment integration frameworks such as ISO 20022, CBPR+, SWIFT, and SEPA.
You will work closely with multinational corporates, internal product teams, IT architects, and payment operations to design, document, and support mission-critical payment integration solutions.
This is a strategic role for a results-driven professional who enjoys leading complex initiatives, mentoring junior analysts, and acting as a bridge between business and technology.
Key Responsibilities
Act as Senior Business Analyst for large-scale payment transformation and integration programs
Lead functional analysis for integrations using ISO 20022 (pain.001, pain.008, pain.002, camt.052/053/054), MT101, MT199, APIs, and H2H models
Gather, validate, and translate business requirements into functional specifications
Define and execute UAT strategies, test cases, and defect management
Collaborate with IT, architecture, payments operations, and compliance teams
Lead workshops with senior stakeholders and external partners
Support change management and training initiatives
Mentor junior analysts and represent BA in steering committees
Must-Have Qualifications
7+ years of experience in Financial Services
4+ years focused on international payments, corporate cash management, or treasury systems
Strong hands-on experience with ISO 20022, CBPR+, SWIFT MTs, and SEPA
Knowledge of bank connectivity models: API, H2H, SFTP
Experience with ISO 20022 migration programs
Familiarity with PSD2, TARGET2, T2S
Agile experience (JIRA, Confluence)
Fluent English & Spanish
Nice to Have
Business process modeling and data mapping
Experience writing BRDs, FSDs, user stories, DDRs
Tools: ServiceNow, Postman, Oracle, AI tools
Certifications: SAFe, CBAP, PMP, ITIL, SWIFT
What Virtusa Offers
Work on cutting-edge global banking transformation programs
Collaborative, inclusive, and engineering-driven culture
Strong focus on work–life balance
Hybrid working model
Career growth, learning, and leadership opportunities
Key job details
About Virtusa
Teamwork, quality of life, professional and personal development: values that Virtusa is proud to embody. When you join us, you join a team of 27,000 people globally that cares about your growth — one that seeks to provide you with exciting projects, opportunities and work with state of the art technologies throughout your career with us.
Great minds, great potential: it all comes together at Virtusa. We value collaboration and the team environment of our company, and seek to provide great minds with a dynamic place to nurture new ideas and foster excellence.
Virtusa is an Equal Opportunity Employer. All applicants will receive fair and impartial treatment without regard to race, color, religion, sex, national origin, ancestry, age, legally protected physical or mental disability, protected veteran status, status in the U.S. uniformed services, sexual orientation, gender identity or expression, marital status, genetic information or on any other basis which is protected under applicable federal, state or local law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government-issued ID during each interview. All candidates must be authorized to work in the USA.
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