Usage of Conventional AI
Virtusa utilizes Artificial Intelligence (AI) technology for the purpose of conducting candidate pre-employment assessments. This AI may include both text-based and voice-based functionalities. The AI technology will have access to the data that you upload or provide during your interaction with the AI bot and will use such data solely for the purpose of performing assessment in accordance with Virtusa policies and practices. The AI is not used to substantially assist or replace discretionary employment decisions. Read our full employee privacy policy here.
Merchant Acquiring Testing
Job description
We are seeking a Merchant Testing Analyst with strong experience in card payments, merchant transaction flows, and payment systems testing. The role involves validating Debit, Credit, and Prepaid card transactions across multiple channels
The candidate will work closely with payment gateways, switch providers, and banking systems to ensure seamless transaction processing and system reliability.
Key Responsibilities
Transaction Testing Test Debit, Credit, and Prepaid card transactions across multiple payment channels. Validate transaction processing on: ATM Cash withdrawal, balance inquiry, mini statement. POS Purchase, refund, reversal, pre-authorization. E-commerce Payment authorization, 3D Secure authentication, OTP validation. Payment Systems Validation Work with Card Management Systems (CMS) for card lifecycle testing.Validate authorization, clearing, and settlement processes.Test merchant onboarding and transaction routing flows.
Perform end-to-end testing including: Functional Testing Integration Testing Regression Testing System Testing UAT (User Acceptance Testing) Production validation and sanity testing.Standards & Compliance Testing
Log and track defects using tools such as JIRA / HP ALM / Quality Center.Perform root cause analysis and coordinate with development teams for fixes.Validate defect fixes through regression testing.Production SupportAssist in production issue analysis and troubleshooting.Monitor transaction failures and support resolution.Validate hotfix deployments and emergency releases. Reporting & Documentation Prepare test cases, test scenarios, and test execution reports.Maintain test data and test evidence documentation.
Strong understanding of Card Lifecycle:Card issuanceActivationPIN generationAuthorizationClearing & SettlementKnowledge of ISO 8583 messaging structure.Understanding of Visa and Mastercard transaction flows.Experience with ATM and POS simulators.Basic SQL knowledge for backend validation.Experience with API testing tools (Postman / SoapUI).Familiarity with payment gateways and switch systems.Knowledge of EMV chip transaction processing.Banking & Payments KnowledgeUnderstanding of chargeback and dispute management process.Basic knowledge of fraud monitoring and risk rules.Experience in transaction reconciliation and settlement validation. Knowledge of scheme compliance and card network regulations.
Key job details
About Virtusa
Teamwork, quality of life, professional and personal development: values that Virtusa is proud to embody. When you join us, you join a team of 30,000 people globally that cares about your growth — one that seeks to provide you with exciting projects, opportunities and work with state of the art technologies throughout your career with us.
Great minds, great potential: it all comes together at Virtusa. We value collaboration and the team environment of our company, and seek to provide great minds with a dynamic place to nurture new ideas and foster excellence.
Virtusa is an Equal Opportunity Employer. All applicants will receive fair and impartial treatment without regard to race, color, religion, sex, national origin, ancestry, age, legally protected physical or mental disability, protected veteran status, status in the U.S. uniformed services, sexual orientation, gender identity or expression, marital status, genetic information or on any other basis which is protected under applicable federal, state or local law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government-issued ID during each interview. All candidates must be authorized to work in the USA.
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