Usage of Conventional AI
Virtusa utilizes Artificial Intelligence (AI) technology for the purpose of conducting candidate pre-employment assessments. This AI may include both text-based and voice-based functionalities. The AI technology will have access to the data that you upload or provide during your interaction with the AI bot and will use such data solely for the purpose of performing assessment in accordance with Virtusa policies and practices. The AI is not used to substantially assist or replace discretionary employment decisions. Read our full employee privacy policy here.
Job description
We are looking for a Card Testing Analyst with strong expertise in Debit, Credit, and Prepaid card systems. The role involves validating end-to-end card transaction processing, testing Card Management Systems (CMS), and ensuring compliance with card scheme rules and security standards.
Key Responsibilities
Card Transaction Testing Test Debit, Credit, and Prepaid card transactions across multiple channels.
Validate transaction flows on: ATM Cash withdrawal, balance inquiry, mini statement. POS Purchase, refund, reversal, pre-authorization, completion. E-commerce Online payments with 3D Secure authentication. Card Lifecycle Testing
Validate and test complete card lifecycle processes, including: Card issuance and card personalization. Card activation and PIN generation. PIN change and PIN reset. Card block, unblock, and hotlisting. Card replacement and renewal. Card Management System (CMS) Testing Perform testing on Card Management Systems (CMS). Validate card configurations, limits, and usage controls. Test integration between CMS, switch, and core banking systems. Payment Network & Message Validation Analyze and validate ISO 8583 authorization messages. Verify transaction request/response message fields. Validate authorization, clearing, and settlement flows. Testing Activities
Execute various types of testing including: Functional Testing Integration Testing System Testing Regression Testing UAT (User Acceptance Testing) End-to-End transaction testing. Compliance & Scheme Validation Ensure system compliance with: Visa and Mastercard scheme rules PCI-DSS security standards EMV chip card specifications 3D Secure authentication standards Vendor & Integration Testing
Coordinate with external vendors such as:Payment switchesATM/POS vendorsCard personalization vendorsPayment gatewaysSupport integration testing with card networks and third-party systems.
Defect & Test Management
Design and maintain test cases, test scenarios, and test scripts.Log and track defects using tools such as JIRA / HP ALM / Quality Center.Perform defect analysis and regression testing after fixes.Production SupportSupport production issue investigation related to card transactions.Analyze failed transactions and provide root cause analysis.Validate production fixes and patche
Key job details
About Virtusa
Teamwork, quality of life, professional and personal development: values that Virtusa is proud to embody. When you join us, you join a team of 30,000 people globally that cares about your growth — one that seeks to provide you with exciting projects, opportunities and work with state of the art technologies throughout your career with us.
Great minds, great potential: it all comes together at Virtusa. We value collaboration and the team environment of our company, and seek to provide great minds with a dynamic place to nurture new ideas and foster excellence.
Virtusa is an Equal Opportunity Employer. All applicants will receive fair and impartial treatment without regard to race, color, religion, sex, national origin, ancestry, age, legally protected physical or mental disability, protected veteran status, status in the U.S. uniformed services, sexual orientation, gender identity or expression, marital status, genetic information or on any other basis which is protected under applicable federal, state or local law.
Applicants may be required to attend interviews in person or by video conference. In addition, candidates may be required to present their current state or government-issued ID during each interview. All candidates must be authorized to work in the USA.
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